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Professional geek
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You can check with your insurance company, who would cover at least a part of this. Call them and discuss it before you file a claim to see how they will handle it and if your rates would increase (since it wasn't your fault).

I bent a rim and tore out a sidewall on a tree branch a couple of months ago. For my relatively minor damage, it was cheaper for me to eat the whole cost. But that was minor damage.

Good luck, no matter what the outcome.

~ MattInSoCal
 
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