Jersey driver here, so I got you all beat. 23 Male, and I'm paying around $1900 EVERY SIX MONTHS. I have 4 points so that contributes a bit, but in April when the points get deducted, my agent said it will probably go down a couple hundred a year...big deal. And oh yea, insurance for this car was actually cheaper than my old car, a '99 Mercury Cougar!
Mike
Mike