payment would be about 375 for 72 - but at 5 % instead of 11 - pus a 06 -it works out for me-insurance is 75 more per yearExplr1 said:So what would your payment be and for how long? Is it a loan, or SmartBuy? Remember, your probably going to be paying more for gas and insurance with the GTP. I would kind of like a GTP, but not willing to go over $350 a month with a car/insurance payment.
you can't get rid of the negative equity-but to trade my car now I get top dolar instead of a few years-plus the red tag--try another dealer if you want to tradeS8ER99 said:Red tag sale?
I was informed by the dealership yesterday that there isn't any way to support my negative equity on ANY vehicle.. how are people dumping their 05s already?
be careful--they add Gap insurance--alarms etc--just make sure you get the ful red tag-about 3400 or so-plus your trade--plus any money down--and you pay tax on the difference of the new price and the trade in price--good luck!Robyn P said:Well I've been dealing with my Pontiac Dealership all morning. Contacted the dealership that I got the G6 from. I am looking at an 05 Grand Prix GT. Red Tag price is 22 something. I estimated a payment of 499 if I paid 32+ for this car, which is not what I would pay, just picked a high number to go on. Let me tell you the dealership must be on something, the "allowed" me 21+ for my G6 and came up with a 600 per month payment for 72 months!!!!!! i was looking at my payment being the same, from the way I calculated it on the GMAC calculator. I have e-mailed the dealership and asked how he came up with 600 per month, I'll let you know!!! :bolt:
That would be state-based. Some states do taxes different than others.hook2233 said:and you pay tax on the difference of the new price and the trade in price--good luck!
are you not paying something ike that anyway--Explr1 said:$375 for six years? Wow, thats a long time. The warranty is only going to last 3 years, plus you end up paying $27K+ for it. I'd look at the Mitsubishi Galant with the 3.8, 10 year 100K warranty.
Nope, I'm paying $299 a month Smartbuy for 48 months with $5000.00 due at the end if I want to keep it, which I won't. It's a good deal, except if you want to trade it. If you do, GMAC wants the full Smartbuy amount plus the $5k, hence I owe 20K on it if I wanted to trade it today.hook2233 said:are you not paying something ike that anyway--
$374 for 4 years isn't bad, $17,952. Six years, $26,928, now thats bad. Yes it might be a lower payment for hook, but for a longer period. That equals more money you have to pay out in the long run. He should take that cash he has and apply it of his current car loan and then refinance through GMAC or another bank with a lower interest rate.S8ER99 said:375 for 4 years... is that bad? I thought about lease trader but I figured everyone was paying a lot less than me.