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I want to know too!!! How the hell can I off load my 6 month old '05 which I still owe 20k on and drive off in an '06 GTP for $21,XXX? I really don't want a GTP with the 18/26 gas milage, but it does have a few extra ponies.


Pontiac G6 Sedan (Select a different vehicle)

Selected Style: GTP
MSRP: $24,835.00
Red Tag Price after cash incentives†: $21,971.13
(After applicable incentives. See details.)
 

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So what would your payment be and for how long? Is it a loan, or SmartBuy? Remember, your probably going to be paying more for gas and insurance with the GTP. I would kind of like a GTP, but not willing to go over $350 a month with a car/insurance payment.
 

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$375 for six years? Wow, thats a long time. The warranty is only going to last 3 years, plus you end up paying $27K+ for it. I'd look at the Mitsubishi Galant with the 3.8, 10 year 100K warranty.
 

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hook2233 said:
are you not paying something ike that anyway--
Nope, I'm paying $299 a month Smartbuy for 48 months with $5000.00 due at the end if I want to keep it, which I won't. It's a good deal, except if you want to trade it. If you do, GMAC wants the full Smartbuy amount plus the $5k, hence I owe 20K on it if I wanted to trade it today.

Check this out:

2006 Galant LS

MSRP* $ 22,999

Comes standard with: a 3.8-liter V6, Sportronic® four-speed automatic transmission with adaptive shift control and clutchless manual shift mode, air conditioning, power windows/locks/mirrors, daytime running lights, 140-watt CD/MP3-compatible audio system with six speakers and audio information display, four-wheel disc anti-lock brakes with Electronic Brakeforce Distribution (EBD), traction control, eight-way adjustable driver's seat, speed-sensitive power steering, 16-inch alloy wheels, tire pressure monitor system, advanced dual-stage front SRS air bags,† front seat-mounted side-impact air bags† and more. Plus a 10 year 100k warranty
.


Beats the GTP hands down!!! God, I hope I get rear ended by a plow truck when is starts snowing.
 

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S8ER99 said:
375 for 4 years... is that bad? I thought about lease trader but I figured everyone was paying a lot less than me.
$374 for 4 years isn't bad, $17,952. Six years, $26,928, now thats bad. Yes it might be a lower payment for hook, but for a longer period. That equals more money you have to pay out in the long run. He should take that cash he has and apply it of his current car loan and then refinance through GMAC or another bank with a lower interest rate.
 

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hook2233 said:
my good deal-i got a 2006 gtp--at 3.9 % verses 10 - my loan paid in full from the 05 and a loan for the 06 lesser amount due to the red tag sale - I paid the tax on the difference of trade and new and will pay about 75 less per month -39 months smart buy-the figure seemed to work--also I added gap insurance -just in case
GMAC provides gap insurance for free to protect their interest. Thats why I like them. So, what the numbers dude!?! And be honest!!!
 

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hook2233 said:
I am paying 5.69 per month for Gap- 39* month smart buy 3.9% - about 375 per month - i put 1500 down- the numbers worked for me-i want a new car every few years--but want the option of selling it if i want when i want--a car always depreciates you never can go even or make money--except on my 63 corvette-lol--have a nice holiday
Thats not bad at all, a little over $14K. Enjoy!
 

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Robyn P said:
Is it just me or has GM caused themselves to go broke and stabbed us GM owners right in the back? Let's see, they weren't selling cars like they needed to, so they gave EVERYONE the option to get the EE discount, causing them to loose money, causing those that bought before the offer to struggle to trade because they paid way more than the EE discount price, the new Red Tag price, and the new 2006 pricing, and are now having to layoff EE's and close plants. The most I've been honestly offered in the past week was 17000, which is ok, but I needed more. I am still working with the Nissan dealership, I've got to get out of this GM mess I have allowed myself to get into. And as for the EE discount, I was totally not feeling it. The EE discount is for GM, Nissan, etc... employees. The people that go out and work 8-14 hours per day in a 80-100 degree factory to produce these vehicles, kinda like if you work at Wal-Mart you get the Wal-Mart discount. GM should have kept that for the EE's, but they got in such a bind and got desperate, they took away a special benefit for EE's for a few months and gave it to everyone. They did this to themselves. And for those of you that may think, oh she's just jealous b/c she didn't get the EE discount on hers, well, I did get the EE discount b/c my husband works for a Tower Automotive plant. Just my opinion. Any thoughts? ;)
If you really need to get out of your G6 that bad, you could always have "a deer ran out in front of me, where did that tree come from?" accident. Seriously, go look into leasing a vehicle. They apply lease incentives that will eat up the negative equity in your current vehicle.
 
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